DailySpaceBursa Malaysia companies, read from their annual reports从年报读懂大马上市公司

RichTech Digital Berhad

0342 · ACE Market创业板(ACE Market) · annual reports 2025 to 2026, 438 entries read2025 至 2026 年报,共读出 438 条

Revenue, 20262026 年营业额RM5.91m591万令吉down 42.8% from比 2025 年减少 42.8%,当年为 RM10.3m1.03千万令吉 in 2025
Profit after taxation, 20262026 年税后盈利RM3.27m327万令吉down 26.7% from比 2025 年减少 26.7%,当年为 RM4.46m446万令吉 in 2025
Net cash from operating activities, 20262026 年营运活动所得现金净额RM4.60m460万令吉down 16.0% from比 2025 年减少 16.0%,当年为 RM5.47m547万令吉 in 2025
Cash and bank balances, 20262026 年现金与银行结余RM9.29m929万令吉up 36.6% from比 2025 年增加 36.6%,当年为 RM6.80m680万令吉 in 2025

The company这家公司

RichTech Digital Berhad is an investment holding company. Its operating subsidiary, RichTech Communications Sdn. Bhd., provides electronic reloads and bill payment services through the SRS platform. Corporate clients include reload retailers and mobile application operators; end-users use the SRS App and SRS Portal.RichTech Digital Berhad 是一家投资控股公司。其营运子公司 RichTech Communications Sdn. Bhd. 通过 SRS 平台提供电子充值与账单支付服务。企业客户包括充值零售商及手机应用程序营运商;终端用户使用 SRS App 和 SRS Portal。

Source: annual report 2025, page 8; annual report 2026, pages 8, 86.出处:2025 年年报第 8 页;2026 年年报第 8、86 页。

The Group acts as an agent and records commission revenue. In 2026, gross sales were RM572.0 million and commission revenue was RM5.9 million. Reloads contributed 88.3% of commission revenue and Bill Pay contributed 11.7%. The revenue note assigns all group revenue to Malaysia.集团以代理人身份经营,并记录佣金营业额。2026 年,交易销售总额为 RM572.0 million,佣金营业额为 RM5.9 million。充值业务占佣金营业额 88.3%,账单支付业务占 11.7%。营业额附注将集团全部营业额列于马来西亚。

Source: annual report 2026, pages 9, 75, 81.出处:2026 年年报第 9、75、81 页。

The 2026 report says a significant portion of gross sales comes from a limited number of major SRS corporate users, without long-term contracts. A material proportion of electronic reload purchases comes from a single supplier, also without a long-term supply contract.2026 年报表示,交易销售总额中相当一部分来自少数主要 SRS 企业用户,双方没有长期合约。电子充值采购中相当一部分来自单一供应商,也没有长期供应合约。

Source: annual report 2026, pages 49, 50.出处:2026 年年报第 49、50 页。

In the 2026 largest-shareholders list, Lee Teik Keong holds 85,539,700 shares, or 42.25%. A separate row names Majestic Salute Sdn. Bhd., Pledged Securities Account For Lee Teik Keong, with 16,240,600 shares, or 8.02%. Lee Teik Keong is the Managing Director and the spouse of Agnes Wong Eei Nien, an Executive Director and substantial shareholder.2026 年最大股东名单列示 Lee Teik Keong 持有 85,539,700 股,占 42.25%。另一行列示 Majestic Salute Sdn. Bhd. 名下的 Pledged Securities Account For Lee Teik Keong,持有 16,240,600 股,占 8.02%。Lee Teik Keong 是董事经理,也是执行董事兼主要股东 Agnes Wong Eei Nien 的配偶。

Source: annual report 2026, pages 15, 16, 93.出处:2026 年年报第 15、16、93 页。

Other pledged accounts in the 2026 list include Alliancegroup Nominees (Tempatan) Sdn Bhd for Poh Wei Liang: 6,658,800 shares, 3.29%; and M & A Nominee (Tempatan) Sdn Bhd for Soh Choh Piau: 3,895,500 shares, 1.92%. Under CGS International Nominees Malaysia (Tempatan) Sdn. Bhd., the accounts are for Voo Ket Chung (Ml00285): 1,025,000 shares, 0.51%; Wong Mun Yee: 727,900 shares, 0.36%; Tan Kok Chin: 725,000 shares, 0.36%; Chin Wai Hon: 600,000 shares, 0.30%; and Voo Ket Chung (MQ0055): 500,000 shares, 0.25%. Public Nominees (Tempatan) Sdn Bhd holds 600,000 shares, 0.30%, in its pledged account for Ong Yew Beng. Moomoo Nominees (Tempatan) Sdn. Bhd. holds 568,700 shares, 0.28%, in its pledged account for Chong Ko Wee.2026 年名单中的其他质押账户包括 Alliancegroup Nominees (Tempatan) Sdn Bhd 为 Poh Wei Liang 持有的 6,658,800 股,占 3.29%;以及 M & A Nominee (Tempatan) Sdn Bhd 为 Soh Choh Piau 持有的 3,895,500 股,占 1.92%。CGS International Nominees Malaysia (Tempatan) Sdn. Bhd. 名下的账户分别为 Voo Ket Chung(Ml00285)持有 1,025,000 股,占 0.51%;为 Wong Mun Yee 持有 727,900 股,占 0.36%;为 Tan Kok Chin 持有 725,000 股,占 0.36%;为 Chin Wai Hon 持有 600,000 股,占 0.30%;以及为 Voo Ket Chung(MQ0055)持有 500,000 股,占 0.25%。Public Nominees (Tempatan) Sdn Bhd 为 Ong Yew Beng 设立的质押账户持有 600,000 股,占 0.30%。Moomoo Nominees (Tempatan) Sdn. Bhd. 为 Chong Ko Wee 设立的质押账户持有 568,700 股,占 0.28%。

Source: annual report 2026, pages 93, 94.出处:2026 年年报第 93、94 页。

Tan Yeon Kieng resigned as an Independent Non-Executive Director on 5 May 2026. Ang Seng Wong was appointed as an Independent Non-Executive Director on the same date.Tan Yeon Kieng 于 2026 年 5 月 5 日辞任独立非执行董事。Ang Seng Wong 于同日获委任为独立非执行董事。

Source: annual report 2026, page 36.出处:2026 年年报第 36 页。

Commission revenue by business line, 20262026 年各业务佣金营业额占比

Reloads: 88.3%Bill Pay: 11.7%
Reloads 88.3%充值 88.3%Bill Pay 11.7%账单支付 11.7%

Source: annual report 2026, page 9.出处:2026 年年报第 9 页。

Major events大事记

2024On 28 February, the Company signed a conditional agreement to acquire all of RichTech Communications for RM13.6 million, to be paid through new shares.2 月 28 日,公司签署有条件协议,以 RM13.6 million 收购 RichTech Communications 全部股权,代价拟通过发行新股支付。

Source: annual report 2025, page 71.出处:2025 年年报第 71 页。

2024On 21 November, the Company issued 147,788,000 shares at RM0.092 each as full payment for the acquisition of RichTech Communications.11 月 21 日,公司以每股 RM0.092 发行 147,788,000 股,作为收购 RichTech Communications 的全部代价。

Source: annual report 2025, page 72.出处:2025 年年报第 72 页。

2025On 21 January, the Company launched its prospectus for an IPO at RM0.25 per share.1 月 21 日,公司发布首次公开募股招股书,发行价为每股 RM0.25。

Source: annual report 2025, page 83.出处:2025 年年报第 83 页。

2025On 17 February, the Company listed on the ACE Market and raised RM13.7 million by issuing 54,663,000 new shares at RM0.25 each.2 月 17 日,公司在创业板上市,以每股 RM0.25 发行 54,663,000 股新股,筹得 RM13.7 million。

Source: annual report 2025, pages 4, 51.出处:2025 年年报第 4、51 页。

2025On 28 March, the Company paid an interim dividend of RM0.005 per share, declared on 14 February.3 月 28 日,公司支付于 2 月 14 日宣布的每股 RM0.005 中期股息。

Source: annual report 2025, page 77.出处:2025 年年报第 77 页。

2025On 11 April, the Company changed its financial year end from 31 December 2024 to 31 March 2025.4 月 11 日,公司将财政年结日由 2024 年 12 月 31 日改为 2025 年 3 月 31 日。

Source: annual report 2025, page 50.出处:2025 年年报第 50 页。

2026On 5 March, the Company incorporated wholly-owned RichTech Cloudlink with a cash subscription of RM10,000 for 10,000 shares.3 月 5 日,公司成立全资子公司 RichTech Cloudlink,以 RM10,000 现金认购 10,000 股。

Source: annual report 2026, page 77.出处:2026 年年报第 77 页。

2026On 5 May, Tan Yeon Kieng resigned and Ang Seng Wong was appointed as an Independent Non-Executive Director.5 月 5 日,Tan Yeon Kieng 辞任,Ang Seng Wong 获委任为独立非执行董事。

Source: annual report 2026, page 36.出处:2026 年年报第 36 页。

Revenue, profit and operating cash; reporting periods differ营业额、盈利与营运现金;报告期间长短不同

Revenue营业额
2023
RM7.80m780万令吉
2025
RM10.3m1.03千万令吉
2026
RM5.91m591万令吉
Profit after taxation税后盈利
2023
RM5.37m537万令吉
2025
RM4.46m446万令吉
2026
RM3.27m327万令吉
Net cash from operating activities营运活动所得现金净额
2023
RM1.99m199万令吉
2025
RM5.47m547万令吉
2026
RM4.60m460万令吉

Cash, fixed deposits and short-term investments现金、定期存款与短期投资

Cash and bank balances现金与银行结余
2023
RM4.73m473万令吉
2025
RM6.80m680万令吉
2026
RM9.29m929万令吉
Fixed deposits with a licensed bank持牌银行定期存款
2023
RM00 令吉
2025
RM15.0m1.50千万令吉
2026
RM00 令吉
Short-term investments短期投资
2023
–
2025
RM00 令吉
2026
RM17.4m1.74千万令吉

20252025 年

This report covers the 15 months from 1 January 2024 to 31 March 2025. Its comparative covers the year ended 31 December 2023, shown as 2023 in the figures table. Operations brought in RM5.5 million. The Group placed RM15.0 million in fixed deposits and spent RM241,171 on property, plant and equipment. Share issues brought in RM12.8 million after share issuance expenses, and dividends paid were RM1.0 million. Cash and bank balances ended at RM6.8 million.本年报涵盖 2024 年 1 月 1 日至 2025 年 3 月 31 日的 15 个月。比较数字涵盖截至 2023 年 12 月 31 日的年度,在数字表中列为 2023 年。营运带来 RM5.5 million 现金。集团存入 RM15.0 million 定期存款,并花费 RM241,171 购置物业、厂房与设备。发行股份扣除发行费用后带来 RM12.8 million,已付股息为 RM1.0 million。期末现金与银行结余为 RM6.8 million。

Source: annual report 2025, pages 63, 83.出处:2025 年年报第 63、83 页。

20262026 年

Operations brought in RM4.6 million. The Group withdrew RM15.0 million of fixed deposits, placed RM17.1 million in short-term investments and spent RM249,828 on property, plant and equipment. Asset disposals brought in RM21,500. There were no group financing cash flows, no dividends paid and no shares issued during the year. The Group had no interest-bearing borrowings throughout the year. Year-end cash and bank balances were RM9.3 million, with short-term investments of RM17.4 million.营运带来 RM4.6 million 现金。集团提取 RM15.0 million 定期存款,投入 RM17.1 million 于短期投资,并花费 RM249,828 购置物业、厂房与设备。资产出售带来 RM21,500。集团年内没有融资现金流,没有支付股息,也没有发行股份。集团全年没有计息借款。年末现金与银行结余为 RM9.3 million,另有 RM17.4 million 短期投资。

Source: annual report 2026, pages 10, 56, 66, 70, 71, 79.出处:2026 年年报第 10、56、66、70、71、79 页。

Across the years跨年合看

The reporting periods differ: 2025 covers 15 months, while 2026 covers 12 months. Revenue was RM10.3 million and RM5.9 million respectively; profit after taxation was RM4.5 million and RM3.3 million. Cash and bank balances rose from RM6.8 million to RM9.3 million. The 2025 year-end fixed deposits were RM15.0 million; at the 2026 year end fixed deposits were nil and short-term investments were RM17.4 million.两个报告期间长短不同:2025 年涵盖 15 个月,2026 年涵盖 12 个月。营业额分别为 RM10.3 million 和 RM5.9 million;税后盈利分别为 RM4.5 million 和 RM3.3 million。现金与银行结余由 RM6.8 million 增至 RM9.3 million。2025 年期末定期存款为 RM15.0 million;2026 年末定期存款为零,短期投资为 RM17.4 million。

Source: annual report 2025, page 83; annual report 2026, page 8.出处:2025 年年报第 83 页;2026 年年报第 8 页。

Still to be spent尚待支出

The 2026 report records RM7.5 million of unused IPO proceeds: RM4.5 million for marketing and promotional activities and RM3.0 million for a new office. Both allocations have a stated utilisation period of 24 months from listing. The RM3.0 million allocated to general working capital and the allocation for listing expenses had been fully used.2026 年报列示尚未使用的上市募集资金为 RM7.5 million:RM4.5 million 用于营销与推广活动,RM3.0 million 用于购置新办公室。两项用途的使用期限均为上市起 24 个月。拨作一般营运资金的 RM3.0 million 及上市费用拨款已全部使用。

Source: annual report 2026, page 11.出处:2026 年年报第 11 页。

Four years of figures四年数字

Group figures, in RM, as printed in the statements.集团数字,单位令吉,照财务报表所印。

Group集团202320252026
RM令吉RM令吉RM令吉
Revenue营业额7,796,76210,316,7335,905,328
Profit before taxation税前盈利7,062,0496,662,3754,503,745
Profit after taxation税后盈利5,374,1314,458,9753,267,138
Net cash from operating activities营运活动所得现金净额1,994,6715,473,8184,598,481
Acquisition of property, plant and equipment购置物业、厂房与设备(15,057)(241,171)(249,828)
Dividends paid已付股息(1,400,000)(1,012,265)0
Total assets总资产17,117,93433,628,10235,983,341
Fixed deposits with a licensed bank持牌银行定期存款015,000,0000
Short-term investments短期投资–017,414,727
Cash and bank balances现金与银行结余4,730,5096,797,3459,287,005
Total equity总权益13,582,37729,875,54133,142,679

On a computer, hover over a figure for the report and page it is printed on.在电脑上把鼠标移到数字上,可看到它印在哪份年报的哪一页。

Said and done说过的与做到的

What the reports said年报说要做的What later reports show之后年报显示的Status状态
The 2025 report planned a larger office to consolidate operations, with RM3.0 million of IPO proceeds allocated for use within 24 months.2025 年报计划购置更大的办公室以整合营运,并拨出 RM3.0 million 上市募集资金,在 24 个月内使用。The 2026 report still lists the full RM3.0 million office allocation as unused, with a utilisation period of 24 months from listing.2026 年报仍将全部 RM3.0 million 办公室拨款列为未使用,使用期限为上市起 24 个月。

Source: annual report 2025, pages 11, 48; annual report 2026, page 11.出处:2025 年年报第 11、48 页;2026 年年报第 11 页。

IPO allocation unused上市募集资金拨款尚未使用
The 2025 report planned marketing and promotional activities to expand the SRS end-user base, with RM4.5 million of IPO proceeds allocated for use within 24 months.2025 年报计划通过营销与推广活动扩大 SRS 终端用户群,并拨出 RM4.5 million 上市募集资金,在 24 个月内使用。The 2026 report lists the full RM4.5 million marketing and promotional allocation as unused.2026 年报将全部 RM4.5 million 营销与推广拨款列为未使用。

Source: annual report 2025, pages 11, 48; annual report 2026, page 11.出处:2025 年年报第 11、48 页;2026 年年报第 11 页。

IPO allocation unused上市募集资金拨款尚未使用
The 2025 report allocated RM3.0 million of IPO proceeds to general working capital, for use within 24 months.2025 年报拨出 RM3.0 million 上市募集资金用于一般营运资金,计划在 24 个月内使用。The 2026 report records the full RM3.0 million general working capital allocation as used.2026 年报记录全部 RM3.0 million 一般营运资金拨款已使用。

Source: annual report 2025, page 48; annual report 2026, page 11.出处:2025 年年报第 48 页;2026 年年报第 11 页。

Allocation fully used拨款已全部使用
The 2025 report said the approved internal audit plan covered electronic reload and bill payment processing and supplier management for the financial years ending 31 March 2026 and 31 March 2027.2025 年报表示,已批准的内部审计计划涵盖截至 2026 年 3 月 31 日及 2027 年 3 月 31 日财政年度的电子充值与账单支付处理,以及供应商管理。The 2026 report records RM15,000 of internal audit costs. That disclosure does not specify which planned areas were completed.2026 年报记录内部审计费用为 RM15,000。该项披露没有说明已完成哪些计划范围。

Source: annual report 2025, page 44; annual report 2026, page 47.出处:2025 年年报第 44 页;2026 年年报第 47 页。

Audit costs reported已披露审计费用
The 2025 report said it would extend the SRS service portfolio with new products and services, such as an apparel marketplace.2025 年报表示,将通过新产品与服务扩展 SRS 服务组合,例如服装交易平台。The 2026 report discusses bill payment services, corporate customers and related business opportunities. It does not mention the apparel marketplace again.2026 年报讨论账单支付服务、企业客户及相关业务机会,没有再次提及服装交易平台。

Source: annual report 2025, page 11; annual report 2026, pages 12, 13.出处:2025 年年报第 11 页;2026 年年报第 12、13 页。

Not mentioned again未再提及

What the reports leave open年报留下待看的事

  • The RM7.5 million IPO allocation for marketing and a new office remained unused in the 2026 report. Its stated utilisation period is 24 months from listing.2026 年报中,拨作营销与新办公室的 RM7.5 million 上市募集资金仍未使用。列明的使用期限为上市起 24 个月。

    Source: annual report 2026, page 11.出处:2026 年年报第 11 页。

  • Reloads supplied 88.3% of commission revenue in 2026. The report says telecommunications providers had tightened commissions and rebates, and management expected further commission pressure.充值业务占 2026 年佣金营业额的 88.3%。年报表示,电讯供应商已收紧佣金与回扣,管理层预期佣金仍会承受压力。

    Source: annual report 2026, pages 6, 7, 9.出处:2026 年年报第 6、7、9 页。

  • The concentration of gross sales among major corporate users and reload purchases with a single supplier remains open. The 2026 report says neither relationship has long-term contracts.交易销售总额集中于主要企业用户,以及充值采购集中于单一供应商的情况仍待关注。2026 年报表示,两类关系均没有长期合约。

    Source: annual report 2026, pages 49, 50.出处:2026 年年报第 49、50 页。

  • RichTech Cloudlink was incorporated on 5 March 2026 with RM10,000 of paid-up capital. Its stated business is information technology and software development. The Board describes its formation as an early step in exploring related business opportunities.RichTech Cloudlink 于 2026 年 3 月 5 日成立,实缴资本为 RM10,000。其列明业务为资讯科技与软件开发。董事会将其成立描述为探索相关业务机会的初步行动。

    Source: annual report 2026, pages 5, 12, 13.出处:2026 年年报第 5、12、13 页。

Facts as printed in the company's annual reports, with the page of each; no rating and no advice. Built 2026-10-30.内容为公司年报所印的事实,并注明页码;不评级,不构成投资建议。生成日期 2026-10-30。